Terms of Service
This policy is effective as of 12th March 2024
This Website Usage Agreement (including all referenced documents herein) for Debt Crusader and its subsidiaries and affiliates (“Debt Crusader”) governs every aspect of your interaction with our websites and, to the extent not superseded by any client agreement, any product or service we may provide.
PLEASE READ THIS AGREEMENT CAREFULLY. BY REGISTERING FOR, ACCESSING, BROWSING, OR OTHERWISE USING OUR WEBSITES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE LEGALLY BOUND BY THESE TERMS. IF YOU DO NOT AGREE WITH ANY PART OF THIS AGREEMENT, YOU MUST IMMEDIATELY CEASE USING OUR WEBSITES.
2. Additional Help
For additional help, contact [email protected] or call toll-free: (855) 443-7238.
Scope of Services
Our websites function as a platform where users can explore and request information and assistance regarding debt relief solutions, as well as research various financial products and services. You understand and agree that by submitting a request for a product, service, or further information through our websites, Debt Crusader will share necessary details to connect you with carefully selected providers relevant to your inquiry.
By providing your contact information, you expressly consent to be contacted by Debt Crusader or our trusted service partners via telephone, email, or postal mail, even if your contact information is registered on any federal, state, or internal “Do Not Call” lists.
Agreement Modifications
Debt Crusader reserves the exclusive right to modify, amend, add to, or remove portions of this Agreement at any time by posting updated terms on our websites. Please review these terms periodically for any changes. Your continued use of our websites following the posting of changes constitutes your irrevocable acceptance of those revisions, effective immediately without further notice, unless explicitly stated otherwise.
Grant of Limited Access
Subject to your strict compliance with this Agreement, Debt Crusader grants you a personal, limited, non-exclusive, non-transferable, and revocable license to access and utilize our websites solely for the purpose of reviewing information and contacting providers of the featured products and services.
Debt Crusader expressly reserves all rights not explicitly granted herein, including the unrestricted right to employ any lawful means deemed necessary to prevent unauthorized access to or use of our websites.
By utilizing our websites, you grant Debt Crusader a worldwide, non-exclusive, perpetual, irrevocable, transferable, sublicensable, assignable, royalty-free license to use, reproduce, display, distribute, modify, and otherwise utilize your personal and other information, subject to the limitations clearly outlined herein, including our Privacy Policy.
Restrictions on User Conduct
When using our websites, you explicitly agree that you will not engage in any of the following:
Utilizing our websites for any purpose beyond accessing information and contacting service providers as expressly intended.
Submitting, transmitting, or facilitating the dissemination of any content that is unlawful, harmful, abusive, discriminatory, offensive, explicit, defamatory, infringing upon any rights, invasive of privacy or publicity, or otherwise deemed objectionable by reasonable standards.
Attempting to compromise the security, integrity, or proper operation of our websites or any associated servers, or circumventing any security measures we may have implemented.
Undertaking any action that, in our sole judgment, imposes or may impose an unreasonable or disproportionately large load on our technological infrastructure.
Employing any automated mechanisms, including robots, spiders, or scrapers, to access our websites without our express prior written consent.
Impersonating any individual or entity, misrepresenting your affiliation, engaging in any form of fraudulent activity, or concealing your true identity.
Submitting, uploading, posting, emailing, transmitting, or otherwise making available any content that you do not possess the legal right to disclose or use under any applicable law or contractual or fiduciary obligations.
Intellectual Property Ownership
Our websites are the exclusive property of Debt Crusader. All content displayed on our websites, encompassing visual elements, graphics, designs, information, software code (including source and object code), and all other components, are protected by United States and international copyright, trade dress, patent, trademark, and other applicable intellectual property laws. Unless expressly indicated otherwise, all website content is the sole property of Debt Crusader and/or our third-party licensors. Except as explicitly authorized by Debt Crusader, you are strictly prohibited from selling, licensing, distributing, copying, modifying, publicly performing or displaying, transmitting, publishing, editing, adapting, creating derivative works from, or making any other unauthorized use of our proprietary website content.
Links to External Resources; Third-Party Dealings
Our websites may feature links or references to external websites operated by third parties with whom Debt Crusader may have a relationship. Debt Crusader exerts no control over these third-party websites and, therefore, assumes no responsibility for their availability, content, advertising, or any products or services offered therein. Any interactions or business transactions you engage in with such third parties are solely between you and that third party, and your access to and utilization of their websites are undertaken entirely at your own risk.
Any interactions or business dealings you may have with third parties, including but not limited to credit counseling agencies, debt settlement firms, mortgage professionals, insurance providers, or any other service or product vendors, are strictly and solely between you and the respective third party. Debt Crusader disclaims any responsibility for any terms, conditions, warranties, or representations associated with such dealings and shall not be liable for any loss or damage of any nature incurred as a result of these interactions.
By utilizing our websites as intended, you acknowledge that Debt Crusader does not make credit decisions concerning any products or services presented, does not endorse, recommend, warrant, or
guarantee the offerings of any third party, and is not a party to any discussions or agreements you may enter into with any third party. Debt Crusader does not levy any fees upon users for accessing our websites.
Agreement Termination; Exclusive Remedy
Debt Crusader reserves the absolute right, at our sole discretion, at any time, for any reason or no reason, and without any penalty or liability, to terminate your access to and use of our websites and any active sessions. We may also, at our sole discretion and at any time, discontinue providing access to any part or all of our websites. Any such termination may occur without prior notification, and Debt Crusader shall not be liable to you or any third party for any such termination. Any suspected fraudulent, abusive, or illegal activity may be reported to the appropriate law enforcement authorities. Your sole and exclusive remedy for any dissatisfaction with (i) our websites, (ii) any term or condition of this Agreement, or (iii) any policy or practice of Debt Crusader pertaining to our websites is to cease your access to and discontinue your use of our websites.
User Indemnification
You hereby agree to indemnify, defend, and hold harmless Debt Crusader and our affiliates, contractors, employees, agents, and third-party partners from any claims, losses, damages, liabilities, including reasonable attorneys’ fees and expenses, arising out of or in any way connected with your use or misuse of our websites, any violation of this Agreement by you, or any breach of your representations, warranties, and covenants made herein. Debt Crusader reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to provide indemnification, and you agree to fully cooperate with our defense of such claims. Debt Crusader will make reasonable efforts to promptly notify you of any such claim, action, or proceeding upon becoming aware of it.
Disclaimer of Warranties
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, Debt Crusader AND OUR THIRD-PARTY SUPPLIERS AND BUSINESS PARTNERS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER STATUTORY, EXPRESS, OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM Debt Crusader OR THROUGH OUR WEBSITES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
SMS Messaging Program Terms
By subscribing to Debt Crusader’s SMS program, you explicitly consent to receive recurring automated marketing messages at the mobile number you provide. Your consent to receive these messages is not a condition of any purchase. Message frequency may vary. Standard message and data rates may apply. Text HELP for assistance or STOP to unsubscribe. Participating carriers include AT&T, T-Mobile, Verizon, and others. Please note that carriers are not liable for delayed or undelivered messages. For more detailed information, please consult our Privacy Policy.
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